Oabay and its subsidiaries have been operating since 2012 and are leading providers of supply chain finance and trade credit digital transformation solutions in China. Oabay provides two types of services: supply chain finance cloud services and trade credit management cloud services.

The supply chain finance cloud services focus on the production of credit assets, which mainly include factoring and financing services that are designed to improve the liquidity and cashflow of customers.

The trade credit management cloud services concentrate on credit management, which mainly encompass risk assessment, accounts receivable asset restructuring and monitoring services that are designed to streamline customers' trade credit management cycle.